Estimate your options in a few minutes
A free, private walkthrough — no email or sign-up. Tell us about your situation and we'll suggest UK debt solutions that could fit.
Debt & budget
Your headline numbers — approximate is fine.
Credit cards, loans, overdrafts, catalogues, BNPL. Exclude mortgage.
After tax, including benefits and any partner income you share.
Rent/mortgage, bills, food, transport, childcare, insurance.
About you
Helps us tailor the recommendations.
Children or others financially dependent on you.
Live estimate
Disposable income
£300
Monthly payment
£200
Total unsecured debt
£12,000
Approx. term
5 yrs
Move the sliders to see your numbers update instantly. Full recommendations appear once you tap "Show my results".
Indicative results only. This UK debt calculator gives a rough guide based on the numbers you enter. It is not personalised financial or insolvency advice, and it does not check eligibility. A trained Debt Compass adviser will discuss your options and eligibility with you before you decide on the right route.