County Court Judgments (CCJs)
A CCJ is a court order confirming you owe money. It's a serious mark on your credit file — but there are ways to reduce the damage.
What a CCJ actually means — and what it doesn't
A CCJ isn't automatic enforcement. It's a court's confirmation that a debt exists, and it opens up further steps if unpaid.
Read the full guideWhat to do if a CCJ has been issued wrongly
If you didn't receive the court paperwork, or the debt isn't yours, you may be able to set the judgment aside.
Read the full guideSetting aside a CCJ: when it's possible
In limited cases you can ask the court to cancel a judgment altogether.
Read the full guideRelated guides
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