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Debt Collection Agencies
Debt collection agencies act on behalf of creditors or buy debts outright. Their powers are the same as any other unsecured creditor.
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Guide3 min read
How debt collectors actually work
DCAs are limited to the same rights as the original creditor. They can chase, threaten court, or sell the debt on — but they can't force entry.
Read the full guideGuide3 min read
DCA vs original creditor: who actually owns the debt
Whether the debt has been assigned, sold or just passed for collection changes who you deal with.
Read the full guideEvery article on Debt Compass is written for guidance only and isn't personalised debt or legal advice. A Debt Compass adviser can talk your situation through with you, without pressure.
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