Knowledge Hub
Universal Credit Debts
Deductions from Universal Credit for advances, overpayments, sanctions and third-party debts. Knowing the cap — and how to negotiate — matters.
All categories2 articles
Guide3 min read
How deductions from Universal Credit really work
Deductions can significantly reduce your monthly award. There is a cap, and you have a right to ask for it to be reduced in cases of hardship.
Read the full guideGuide3 min read
Deductions from Universal Credit: the current cap
There is a limit on how much can be taken from your Universal Credit each month — and you can ask for it to be reduced.
Read the full guideEvery article on Debt Compass is written for guidance only and isn't personalised debt or legal advice. A Debt Compass adviser can talk your situation through with you, without pressure.
Not sure where to start? We'll walk you through it.
A quick, confidential chat with a friendly advisor. No pressure, no jargon — just a clear picture of the options that suit your situation.