Total deductions are capped as a percentage of your standard allowance. Where deductions cause hardship, you can ask the DWP to lower them.
Common deductions include Advance repayments, benefit overpayments, tax credit debts, and third-party deductions for rent or utilities.
A debt help team member can help you list every deduction, challenge any that shouldn't be there, and negotiate a rate you can actually live on.
Related reading
Universal Credit Debts
How deductions from Universal Credit really work
Deductions can significantly reduce your monthly award. There is a cap, and you have a right to ask for it to be reduced in cases of hardship.
ReadMortgage Arrears
Why mortgage arrears are always priority number one
Mortgage arrears sit above credit cards, loans and most other debts. Here's why — and what to do first.
ReadMortgage Arrears
Practical options when your mortgage becomes unaffordable
From short-term breathing space to structural changes — the tools available depend on your situation.
ReadMortgage Arrears
The pre-action protocol for mortgage possession
Before a lender can start possession, they must follow a set process — and you can use it to your advantage.
Read