Debts After Death
Debts are paid from the deceased person's estate. Family members are not personally liable — except in specific situations.
Who pays debts after someone dies
The estate pays. Not the family. Understanding the exceptions matters.
Read the full guideWhich debts die with the person
Not every debt survives the estate. Some end automatically, others become the estate's responsibility.
Read the full guideRelated guides
Similar topics you may find helpful
Explore related debt topics like mortgage arrears, council tax debt and more — all written in plain English.
Joint Debts & Divorce
Joint debts remain joint until formally settled — regardless of what a divorce court decides. The distinction matters.
2 guidesDebts After Redundancy
Steps to take in the first weeks after job loss to protect your finances and stop debt problems building.
2 guidesDebts & Mental Health
Debt and mental health are deeply linked. The UK has specific protections — including a Mental Health Breathing Space.
2 guidesCredit Cards
How credit card debt builds up, how minimum payments really work and the options if repayments are becoming unmanageable.
4 guidesPersonal Loans
Understanding personal loans, the difference between secured and unsecured borrowing, and what happens when you fall behind.
4 guidesPayday Loans
Short-term, high-cost credit designed to be repaid on your next payday. Rules changed in 2015 — knowing them is often the key to a refund.
2 guidesNot sure where to start? We'll walk you through it.
A quick, confidential chat with a friendly team member. No pressure, no jargon — just a clear picture of the options that suit your situation.