Skip to main content
Back to Gambling & Debt

Debt caused by gambling — what to do first

GamCare's free support, gambling blocks on bank accounts and structured debt help work together.

Gambling & Debt3 min readReviewed July 2026

Gambling addiction is a medical condition. Most UK banks now offer gambling blocks on debit cards — a permanent or reversible block that prevents transactions to bookmakers and online casinos. Turning one on is often the first practical step to breaking the cycle.

GamCare offers free, confidential support 24/7 on 0808 8020 133. Structured treatment through the NHS gambling clinics is available in most of the UK.

Alongside treatment, tackling the debt itself matters. Many creditors will provide additional forbearance where gambling addiction is disclosed — and any debt solution (DMP, IVA, DRO, bankruptcy) can be considered in the usual way.

General information, not personalised adviceThis article is written to inform. It isn't personalised debt or legal advice, and Debt Compass is not authorised by the Financial Conduct Authority. A team member can talk you through the options and point you to a free debt help service or authorised insolvency practitioner before you decide on anything.